Key Statistical Data for 2024:
Tripling of Connected Businesses for RF/QR Collections
Corporate and organizational collections witnessed significant growth, accounting for 37% (173 million) of the total transactions processed in 2024. Moreover, the number of businesses connected to DIAS S.A. for collections nearly tripled, - at 2.770- compared to 2020. Notably, 99% of these businesses use the interbank RF/QR standard for their collections.
Instant credit transfers, which are a subset of bank credit transfers, accounted for 58% of interbank remittances in 2024, totaling 71 million transactions, representing a +92% increase compared to 2023. Moreover, a daily record was set on December 23rd, 2024, with a total of 888,000 instant credit transfers.
Dynamic growth in IRIS payments Interbank Services
The strong upward trajectory of the IRIS payment services, offered by banks in collaboration with DIAS S.A., continued throughout 2024. These services aim to ensure even faster, more convenient, flexible, and secure transactions. The IRIS Payments family of services includes instant money transfers between friends (IRIS P2P), transfers between professionals (IRIS P2B), and payments for online shopping (IRIS eCommerce). These services achieved remarkable transaction growth rates of 142%, 844%, and 94%, respectively, compared to 2023.
Moreover, IRIS P2P users reached 3,43 million on December 31st, 2024 (with a monthly record of 166,000 new users registered in August 2024), while 65% of users belong to the 18-35 age group. On the same day (December 31st, 2024), a total of 557,000 professionals have already registered in IRIS P2B service, an increase of 259% compared to 2023. As for the number of registered merchants/eshops on the IRIS eCommerce service, it reached 6,9 thousand in 2024, a 46-fold increase compared to 2020.
Commenting on the 2024 statistical data, DIAS S.A.’s CEO, Stavroula Kampouridou, stated: “2024 was yet another successful year for DIAS, marked by tangible results and strong growth. In collaboration with the Bank of Greece, our member banks, and with the support of the State, we continue to innovate and create services that make transactions fast, secure, and flexible.”
Here you can find further information on DIAS’ data on 2024.