DIAS closed 2025 with record-high performance in transactions, transaction value, revenue and profitability, while in the first half of 2026 Greece’s connection to the European instant payments ecosystem was completed through the integration of IRIS into the EuroPA initiative.
The Ordinary General Meeting of the shareholders of DIAS S.A. today approved the Annual Financial Statements for the 2025 fiscal year, confirming another year of strong financial performance and significant strategic progress for the company.
Strong growth momentum continues in 2026
DIAS is the only Automated Clearing House (ACH) in Europe to have consistently recorded double-digit growth over the past five years, and, based on the performance of the first half of 2026, is expected to complete a sixth consecutive year of double-digit growth.
In 2025, the company recorded:
• 540.4 million cleared transactions, up 15.7%
• €544.4 billion in transaction value
• €18.96 million in turnover, up 79.5% compared with 2020
• €7.66 million in net profit, up 312.5% compared with 2020
• ROE of 27.2%, compared with 10.0% in 2020
At the same time, during the 2020–2025 period, total revenue increased by 84.5%, while total expenses rose by only 21.4%, resulting in net profitability more than quadrupling.
The General Meeting also approved the distribution of a dividend corresponding to 81% of net profit for the 2025 fiscal year, amounting to a total of €6.2 million.
Greece among Europe’s frontrunners in instant payments
The implementation of the “IRIS Everywhere” initiative and the relevant legislation has led Greece to become the first country in Europe with universal acceptance of Account-to-Account (A2A) instant payments at both physical and online points of sale.
Today, IRIS serves 4.6 million citizens and 600,000 professionals, while it is available at approximately 1.2 million POS terminals through dynamic QR and in 70,000 online stores, creating one of the largest instant payments acceptance networks in Europe, relative to the size of the country.
At the same time, in June 2026, Greece’s Instant Payment Ratio rose to 35.8%, compared with just 3.3% at the end of 2021, bringing Greece in line with the Eurozone average.
DIAS connects Greece with Europe
DIAS’s participation in the European Payments Alliance, EuroPA, was of particular significance. As of 30 June 2026, 57.3 million European citizens in Greece, Spain, Portugal, Italy and Andorra can make instant cross-border payments using only the recipient’s mobile phone number, through the national instant payments service they already use.
By the end of 2026, the network is expected to expand to 176 million users across 18 countries, while in a subsequent phase it will also support payments at physical and online stores through EuroPA.
The CEO of DIAS, Ms Stavroula Kampouridou, stated:
“2025 was a milestone year for DIAS. We delivered on all the strategic objectives we had set and exceeded our key operational and financial indicators, confirming that our strategy creates value for our shareholders and members, while upgrading Greece’s role in the European payments ecosystem.”
Referring to DIAS’s next phase of growth, she added:
“Having established instant payments in Greece, in 2026 we moved forward with connecting our country to Europe through them, contributing to a stronger and more autonomous European Union. Greece is no longer simply following European developments in payments; it is actively helping to shape them.”
About DIAS S.A.
DIAS S.A. is Greece’s national clearing house for interbank payments and one of the country’s critical financial infrastructures, serving the entire Greek and Cypriot banking system. Through its services, DIAS supports electronic and instant payments, contributing to the digital transformation of the economy and to Greece’s connection with the European payments ecosystem. DIAS is overseen by the Bank of Greece and actively participates in the European organizations EACHA, EPC and EMPSA.
For more information:
📩 press@dias.com.gr | 🌐 www.dias.com.gr